Description

It’s Not My Fault, or Is It? - Liability Issues in Personal Lines Policies Course #36491

Instructor: Ross Pearce, CLU, ChFC, CIC     12 PM - 3 PM     3 P&C hours

Examine activities that can cause an insured to be legally liable, and the process used to determine if the Homeowners or Personal Auto policies provide coverage. Explore PAP dilemmas, including business use, rental cars, uninsured motorist, vehicles furnished and available for regular usage, the meaning of occupying a vehicle, and who can properly grant permission to use an auto. Analyze homeowner situations, including businesses in the home, damage from an intended act, and loss assessment.